If you’re shopping for a new, used, or electric car in 2025, leasing might be the smartest way to drive the car you want without the financial burden of ownership. With manufacturers offering improved models and tax-friendly government policies in place, it’s never been easier to get behind the wheel of a great car through flexible leasing. Whether you’re a working professional or business owner, understanding how does a novated lease work and which vehicles are best to lease this year can help you save money while upgrading your daily drive. From sleek EVs utilising an electric vehicle novated lease to reliable hybrids and family-friendly SUVs, we’ve rounded up the best picks for a Melbourne car lease in 2025.
Why Lease in 2025?
Leasing offers freedom, flexibility, and financial perks that traditional car loans don’t. That includes both novated leases and operating leases. You avoid large upfront costs, can upgrade to newer models every few years, and in many cases, bundle running costs like rego, servicing and insurance into one simple monthly payment. Best of all, if you choose an electric vehicle novated lease, you could take advantage of full Fringe Benefits Tax (FBT) exemptions on eligible EVs, saving thousands in tax.
This year, leasing is becoming even more appealing due to market trends:
- EV sales continue to rise, with more affordable options available
- Used vehicle availability has increased, thanks to improving supply chains
- Sustainable fleet leasing is gaining traction among forward-thinking businesses
Top New Cars to Lease in 2025
1. Toyota RAV4 Hybrid
A consistent Aussie favourite, the RAV4 Hybrid delivers excellent fuel economy and practicality. It’s perfect for families or commuters looking for a reliable SUV with lower running costs.
2. Tesla Model 3
If you’re leaning towards an EV, the Tesla Model 3 remains a top choice. With strong resale value, low maintenance needs, and zero tailpipe emissions, it’s ideal for professionals or business users aiming for green goals without sacrificing performance.
3. Hyundai Kona Electric
For those wanting an EV that’s compact but punchy, the Kona Electric is a strong contender. It’s eligible for tax incentives, making it a budget-friendly EV for inner-city drivers or couples.
4. Ford Ranger XLT
Tradies and businesses love the Ford Ranger for its durability and load capacity. Leasing makes it easier to manage a fleet of Rangers without the capital investment, and you can easily upgrade as new models hit the market.
Great Used Cars to Lease
Used cars can be leased too — and they often make excellent sense for budget-conscious customers. Here are some of the most lease-worthy pre-owned options in 2025:
- Mazda CX-5: Known for reliability, comfort and resale strength
- Kia Sportage: A mid-size SUV with surprising tech and safety features
- Subaru Outback: Great for regional drivers needing AWD capability
Used cars also work well for first-time lease customers who want lower monthly repayments while still enjoying warranty-backed confidence.
Who Should Choose What?
- Professionals & employees: If you’re employed full-time and wondering how does a novated lease work, it’s essentially a salary-packaged vehicle deal where lease payments come from your pre-tax income, helping reduce your taxable salary.
- Small business owners or ABN holders: Operating leases and commercial vehicle packages allow businesses to lease cars as business expenses and rotate their fleet regularly.
- Eco-conscious drivers: An electric vehicle novated lease not only helps reduce your carbon footprint but may also make you eligible for FBT exemptions — a major financial perk for EV drivers in 2025.
Flexible Leasing vs Traditional Finance
Leasing is often a smarter option than buying through finance, especially in 2025 when:
- EV tech is evolving fast (why own an asset that might feel outdated in 3 years?)
- Depreciation hits hard in the first few years
- Tax savings and bundling perks can lead to lower overall running costs
A Melbourne car lease gives drivers access to newer vehicles with less financial pressure — perfect for those who like staying ahead of the curve without the long-term commitment of ownership. It’s worth noting that flexible leasing is available Australia-wide and that using a car loan calculator can always help guide your financial decisions.
Wrapping Up The Smartest Vehicles to Lease in 2025
With so many great cars available this year, choosing a flexible lease gives you access to modern vehicles, tax advantages, and simplified budgeting. Whether you’re a solo commuter or managing a business fleet, understanding how does a novated lease work can help you unlock real financial benefits. If you’re eyeing an EV, an electric vehicle novated lease is the key to saving money while driving clean. And for anyone seeking reliable access to newer models without the capital outlay, a tailored Melbourne car lease is one of the smartest decisions you can make in 2025.
